PY10 · applications close Feb 28
Ambition needs clarity.
A hands-on accelerator for pre-seed and seed founders in fintech and applied AI. Some come for clarity to build, some to raise, some to sharpen what makes them unique. We help you find yours.
Pygma is the place to build clarity. Clarity on what to build, on how to raise, and on why customers should choose you over everyone else.
We don't run a curriculum at you. We work on your company, and we adapt the program to where it is today.
- Strategy
- Positioning, focus and unit economics: the decisions that make everything else easier.
- Sales & GTM
- Your ICP, your pipeline and the traction story investors actually buy.
- Venture capital & fundraising
- How VCs think, how rounds get built, who to talk to first and how to close.
- The fintech ecosystem
- A full stack of 100+ fintech solutions in our community: build with them, or sell to them.
We meet you where you are
One program. Your bottleneck.
Too early to raise?
We go laser-focused on the strategy track.
Sales not there yet?
We focus on sales and go-to-market.
Ready to close?
We focus on closing your round.
And you can lean on our legal track throughout. Remember: we're not your lawyer, we're your legal advisor.
What you're going to build
Most programs sell access. We go hands-on with you.
- 1
A strategic plan
Clear direction on where to compete and how to win.
- 2
A customer acquisition engine
A repeatable system to find and close customers, through sales and partnerships.
- 3
Investment readiness
Everything you need to raise capital, and to think and talk like an investor.
Final deck · investment memo · data room · video pitch · 100-investor pipeline
- 4
A network that lasts
Relationships with founders, mentors and investors. You're now part of a trusted network.
The deal
Your institutional partner. Not your first check.
This program doesn't pretend to be your first check. It's designed to make you the kind of company that gets one, and to stay your institutional partner after that.
That said, we do invest in the best of our universe through our first check fund.
No cash fee. One percent.
Our win-win is simple: if you don't do well, we don't win anything. That's why it's 1%.
In exchange for the program, Pygma receives 1% equity through a SAFE. No cash changes hands.
After the program
Founders always come back.
- They come back for support, whenever they need it.
- They come back to raise their next round.
- They come back to expand to the U.S. or across LatAm.
- They come back to partner with the community.
- They come back to join the next cohort.
Once you finish the program, the door stays open. You can join the next cohort too.
Two ways in
Pick the track that fits.
Pre-seed · Seed
PY10 Cohort
Six weeks, a small group, and the full program. For founders who believe in the power of social capital.
- Duration
- 6 weeks
- Format
- Remote, with in-person moments
- Focus
- Adapted to your bottleneck
- Deal
- No cash fee · 1% SAFE
- After
- Join the next cohort, too
Advanced pre-seed · Seed · Rolling
Tailored Program
Too cool for a cohort? If you just need support closing your round, apply on a rolling basis. Fair warning: we'll most likely say no, but we review every case.
- Duration
- Built around your round
- Format
- 1:1, case by case
- Focus
- Closing
- Deal
- Scoped per company
- Intake
- Rolling, very selective
In founders' words
“If we hadn't gotten into Pygma, we'd have been toast.”
“Si no hubiéramos entrado en Pygma, estábamos al horno.”
“It makes far more sense to have 1% of 100 people's time than 100% of three people's.”
“Tiene mucho más sentido contar con el 1% del tiempo de 100 personas que con el 100% del tiempo de tres.”
“Pygma put us toe-to-toe with the big players.”
“Pygma nos puso en un tú a tú con las grandes.”
“If you're at the stage I was at, you need this. It's a no-brainer.”
“Si estás en la etapa en la que yo estaba, you need this. Es un no brainer.”
+91 average founder NPS across our last three cohorts.
How to join PY10
Applications close Feb 28, final selection by March 2027. The program starts April 2027.
01
Apply
Online, by Feb 28. About 10 minutes, reviewed on a rolling basis.
02
Screening call
A short conversation with the team.
03
GP interview
A deeper conversation about your company.
04
Decision
A clear yes or no, either way.
Questions
Asked and answered.
Who should apply?+
Ambitious pre-seed and seed founders in fintech or applied AI, building in or from Latin America.
Does the program invest in my company?+
The program doesn't come with a check. It's designed to make you fundable and to be your institutional partner. Separately, Pygma invests in the best of our universe through our first check fund.
What does it cost?+
No cash fee. Pygma receives 1% equity through a SAFE, with no cash in hand. If you don't do well, we don't win anything.
Is the legal track legal representation?+
No. We're not your lawyer; we're your legal advisor. The legal track helps you understand structures, SAFEs, cap tables and what to ask your own counsel.
Can I come back after the program?+
Yes. Once you finish the program, you can join the next cohort, and founders keep coming back for support, their next round and U.S. expansion.
Cohort or Tailored Program?+
The cohort is for founders who want the full program and the power of the group. The Tailored Program is for advanced pre-seed and seed founders who only need help closing. It's very selective and reviewed case by case.
Do I need to relocate?+
No. The program is remote-first, with in-person moments in New York, San Francisco, Bogotá and Mexico City.