Pre-Seed
Fintech & AI
1% Equity

Build

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the inevitable

8 cohorts. 148 startups

We accelerate, and back the founders building companies that matter. PY9 is the last cohort we'll ever run as you know it before we go full fund.

Together for real

Most accelerators give you content. We get inside your business and stay there — until you're raising, closing, and growing. 90 NPS in 2025. The founders rated us.

fintech ai

Fintech + AI Founders

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Building in financial infrastructure or Applied AI? We've backed 148 companies in your space. We know what inevitable looks like before anyone else does.

communityNetwork

Community + Network

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NYC · CDMX · BGT.

120+ events 3 hubs 8K members.
The gap between cold outreach and a Pygma intro is massive.

For Investors

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Join the Pygma investor network.

Backing the best LatAm founders before anyone else does.

Grateful
Airbag
Refurbi
Supply Mango
Spybee
Jelt
Anzi
Blinka
Paymon
Finturu
Bullground
Fonder
Callbook
Kreko
Grateful
Airbag
Refurbi
Supply Mango
Spybee
Jelt
Anzi
Blinka
Paymon
Finturu
Bullground
Fonder
Callbook
Kreko
Grateful
Airbag
Refurbi
Supply Mango
Spybee
Jelt
Anzi
Blinka
Paymon
Finturu
Bullground
Fonder
Callbook
Kreko

Portfolio

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148 companies $602.7M portfolio value.
$39.3M raised cumulatively.
See who we backed before anyone else did.

Apply. Build. Close

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6 weeks. Your track. Starts August. Closes in San Francisco/CDMX. One shot at the last Pygma cohort ever run.

prepare pitch

Better together. 
Pygma partners with
Industry Leaders.

Partner with pygma
Deel
Davalos Michel
Lowenstein Sandler
Google
Carta
Notion
Deel
Davalos Michel
Lowenstein Sandler
Google
Carta
Notion
Deel
Davalos Michel
Lowenstein Sandler
Google
Carta
Notion
Why Pygma

We believe Pygma is the best place in LatAm for founders to build companies that actually matter.

We're not a demo day factory. We're not a database of lectures. We get in the trenches with you, and we stay there.

PY9 is the last time we do this Make it count.

Pygma team

Why Pygma:

Your first institutional partner. Not your last.

Add value first

Add value first

6 weeks of co-building.

We work inside your business, on your pitch, your model, your market, before any check clears. One founder completed their full investment materials in weeks. Without us: months.

Program equity

Program equity

Transparent, aligned, earned.

We take 1% for the acceleration work. That's it. No hidden fees, no inflated cap table, no surprises. Just skin in the game, on both sides.

Get institutional funding

Get institutional funding

You raise your first real round.

By the time PY9 closes in SF, you'll have the deck, the data room, the warm intros, and the conviction to close.

What Founders Say

90 NPS. The founders rated us.
We'll let them speak.

Pygma is not far behind YC. Having 1% on the cap table in exchange for accountability, the mentor network, and networking value is very reasonable.

Roberto PerniconeAntal · PY8

Pygma has done much more for us than Techstars would have, except for the economic investment.

Leonardo GaitanKiddo · PY8

I feel more sophisticated after the program — in how I think and how I see things. That's the effect achieved.

Angel RodriguezIbis · PY8 — Rated fundraising 10/10 after YC School

The gap between cold outreach and a Pygma intro is massive.

Diego AvellanedaCallbook AI · PY8

Sin Pygma nos habríamos demorado 2–3x.

My PettlyPY2

El programa superó todas mis expectativas — el apoyo, los tracks, el networking y la comunidad.

Michelle GomberoffCirkula · PY3
Our Program

6 weeks. Four pillars.
One partnership that doesn't end at Demo Week.

PY9 isn't a curriculum, it's a co-build. You choose the track that moves your company forward. Every pillar leaves you with systems and capabilities that keep working long after the cohort ends.

What you build — four pillars

  • Fintech

    Payments, lending, neobanks, and financial infrastructure for the markets that matter.

  • Strategy

    Business model clarity, unit economics, and the positioning that holds up in a US pitch room.

  • Venture Capital / Fundraising

    How to raise, who to call, and how to close. The full playbook, not the theory.

  • Sales / GTM

    ICP, pipeline, and what US market entry actually looks like on the ground.

Our Program
Previous Speakers and Mentors

The people in your corner.

Every visiting partner, mentor, and speaker in the Pygma network
has been in the room you're trying to get into.
They don't just talk — they open doors.

Pygma in Numbers

The numbers don't lie.

148

Startups Accelerated

Industry average survival rate at pre-seed is ~40%. Ours is 71%.

Portfolio

Built to last.

148 companies. 5 vertical clusters. $602.7M in combined portfolio value.
These aren't experiments — they're businesses.

Zeppex

Zeppex

Fintech

Zeppex provides a next-generation payment rail infrastructure powered by blockchain-crypto technology, enabling businesses to eliminate traditional gateway fees. We deliver a fiat-like payment experience for both online and offline merchants—eliminating gas fees and long processing times—while significantly improving cash flow efficiency.

Spybee

Spybee

Contech

Transforming construction with reality capture and AI for smarter, more efficient project management

PER CAPITAL

PER CAPITAL

Fintech

Per Capital lets you turn your savings into investments and put your money to work. Invest in Stocks, Bonds, and Mutual Funds.

Frequently Asked Questions

Everything you need to know before you apply.

Get answers on Pygma's program structure, terms,
and what to expect as a PY9 founder.

FAQ illustration

Pre-seed founders building in Fintech or Applied AI across LatAm. You have early traction, a co-founder, and the conviction to move fast. We take the top 10% of applicants — every founder in the room was chosen for a reason.

Newsletter

Signals, opportunities, and hard truths
for founders building in LatAm.

Trusted By

One last cohort.
Don't watch it fill up.

PY9 is for founders ready to move — into their raise,
into their market, into the next version of their company.
Starts August. 1% equity. The last time we do this.

Apply to PY9 →

Spots are limited. PY9 is our last cohort.